20405 Front Beach Road Road, Panama City Beach, FL, 32413

20405 Front Beach Road Road, Panama City Beach, FL, 32413

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$4,699,000
334 Days On Site

20405 Front Beach Road Road
Panama City Beach, FL 32413

For Sale|Residential|Active
9
Beds
10
Total Baths
9
Full Baths
1
Partial Bath
5,215
SqFt
$901
/SqFt
2019
Built
Subdivision:
Laguna Beach Estates
County:
Bay
Listing courtesy of Caleb A Spears of Compass
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
20405 Front Beach Road Road20405 Front Beach Road Road20405 Front Beach Road Road20405 Front Beach Road Road
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Monthly Payment (Est.)

$21,439
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**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. This gorgeous gulf-front estate was fully renovated in 2023 and has newly refinished European White Oak flooring that was completed in March of 2025. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.

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Listing Snapshot
Price 
$4,699,000
Days On Site 
334 Days
Bedrooms 
9
Inside Area (SqFt) 
5,215 sqft
Total Baths 
10
Full Baths 
9
Partial Baths 
1
Lot Size 
0.09 Acres
Year Built 
2019
MLS® Number 
771944
Status 
Active
Property Tax 
$32,314
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
5 days agoListing updated with changes from the MLS®
5 days agoStatus changed to Active
8 months agoPrice changed to $4,699,000
11 months agoListing first seen on site
General Features
Acres 
0.09
Foundation 
Pillar/Post/Pier
Garage 
Yes
Land Lease 
No
Number Of Stories 
4
Sewer 
Public Sewer
SqFt Total 
5215
Style 
Coastal
Zoning 
Resid Single Family
Interior Features
Appliances 
Washer/Dryer StackedElectric RangeTankless Water Heater
Cooling 
Multi UnitsZoned
Furnished? 
All Units
Bedroom 
Dimensions - 19.4 x 10.3
Bonus Room 
Dimensions - 12.5 x 7.3
Kitchen 
Dimensions - 31 x 22Level - Second
Living Room 
Dimensions - 24 x 10.8Level - Second
Loft 
Dimensions - 12.5 x 11.2
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Exterior Features
Construction Details 
HardiPlank TypeFrame
Exterior 
Balcony
Lot Features 
PavedWaterfront
Patio And Porch 
PatioDeckCovered
Pool Features 
Gas HeatIn GroundPrivate
Private Pool 
Yes
Roof 
Metal
View 
Water
Waterfront 
Yes
Waterview 
Water
Community Features
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Listing courtesy of Caleb A Spears of Compass



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-03-15 11:25 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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