13643 Front Beach Road, Panama City Beach, FL, 32413

13643 Front Beach Road, Panama City Beach, FL, 32413

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$3,500,000
332 Days On Site

13643 Front Beach Road
Panama City Beach, FL 32413

For Sale|Residential|Active
6
Beds
7
Total Baths
6
Full Baths
1
Partial Bath
3,990
SqFt
$877
/SqFt
2023
Built
Subdivision:
Margaritaville Cottages
County:
Bay
Listing courtesy of Craig Duran of Berkshire Hathaway HomeServices Beach Properties of Florida
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
13643 Front Beach Road13643 Front Beach Road13643 Front Beach Road13643 Front Beach Road
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Monthly Payment (Est.)

$15,968
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

**SELLER FINANCING AVAILABLE** **PRIVATE ELEVATOR** This Gulf-front retreat in Margaritaville Beach Cottage Resort blends laid-back luxury with modern comfort, offering the ultimate escape in Panama City Beach. Built in 2023 and sold fully furnished, this Oasis floor plan spans 3,990 square feet across three levels - all with unobstructed views of the emerald Gulf waters. Professionally designed with decor that captures the breezy, carefree vibe of the Margaritaville lifestyle, the home features luxury vinyl plank flooring throughout and a thoughtful layout tailored for both relaxed getaways and high-performing rentals. From morning coffee to sunset cocktails, enjoy panoramic Gulf views from your private balconies on every level. The first floor features a spacious recreation room with a foosball table, wet bar, full-sized refrigerator, and ice maker - perfect for entertaining after a day in the sun. Step outside to your private 8x17 beachfront pool and take the private dune walkover straight to the sand. With 6 bedrooms, a bunk area, and 6.5 bathrooms, this home comfortably accommodates large families and rental guests alike. The private elevator makes each level easily accessible. On the second floor, an open-concept great room takes full advantage of the water views, with a living area, dining space, and a chef's kitchen featuring Frigidaire Professional appliances, a 36'' gas range, quartz countertops, and maple cabinetry. Two guest suites with private baths, a powder room, and a full laundry area round out this level. Upstairs, the Gulf-facing primary suite offers a true retreat with expansive views down the coast, a walk-in closet, balcony access, and a spa-inspired ensuite with double vanities and a walk-in shower. Two more guest bedrooms with private baths and a cozy bunk nook complete the third floor. Additional features include a two-car covered carport plus parking for three more vehicles - rare for Gulf-front homes. As part of the Margaritaville Beach Cottage Resort, you and your guests have access to top-tier amenities: a resort-style pool with a 425-foot lazy river and H2O Adventure waterslides, pickleball court, indoor arcade, game lawn, hammock grove, and poolside movie nights. On-site dining options include The Salty Rim Bar & Grill, Fins Restaurant & Bar, and Joe Merchant's Coffee & Provisions - perfect for everything from poolside snacks to sunset dinners. Whether you're looking for a luxurious vacation home or a high-performing rental property, this is a rare opportunity to own in one of the most exciting beachfront resorts on the Emerald Coast. Call today to schedule your private tour and explore rental income potential, projections, and how to make this island-inspired dream a reality.

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Listing Snapshot
Price 
$3,500,000
Days On Site 
332 Days
Bedrooms 
6
Inside Area (SqFt) 
3,990 sqft
Total Baths 
7
Full Baths 
6
Partial Baths 
1
Lot Size 
0.9 Acres
Year Built 
2023
MLS® Number 
772029
Status 
Active
Property Tax 
$31,489
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
4 months agoListing updated with changes from the MLS®
4 months agoStatus changed to Active
5 months agoPrice changed to $3,500,000
11 months agoListing first seen on site
General Features
Acres 
0.9
Foundation 
Pillar/Post/Pier
Security 
Fire Sprinkler System
Sewer 
Public Sewer
SqFt Total 
3990
Style 
Coastal
Utilities 
Electricity Available
Interior Features
Appliances 
Bar FridgeElectric OvenElectric RangeTankless Water Heater
Cooling 
Central AirCeiling Fan(s)ENERGY STAR Qualified Equipment
Flooring 
Vinyl
Furnished? 
All Units
Heating 
Electric
Window Features 
Double Pane WindowsStorm Window(s)
Bedroom 
Dimensions - 12 x 12Level - Second
Dining Room 
Dimensions - 11 x 12Level - Second
Great Room 
Dimensions - 26 x 15Level - Second
Kitchen 
Dimensions - 11 x 13Level - Second
PrimaryBedroom 
Dimensions - 14 x 15Level - Third
Recreation 
Dimensions - 25 x 15Level - First
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Exterior Features
Construction Details 
HardiPlank Type
Exterior 
BalconyBarbecueOutdoor Shower
Lot Features 
Waterfront
Patio And Porch 
DeckPatioCoveredPorch
Pool Features 
Gas HeatIn GroundCommunityPrivate
Private Pool 
Yes
Roof 
Metal
View 
Water
Waterfront 
Yes
Waterview 
Water
Windows/Doors 
Double Pane WindowsStorm Window(s)
Community Features
Community Features 
Pool
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Listing courtesy of Craig Duran of Berkshire Hathaway HomeServices Beach Properties of Florida



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-03-15 11:25 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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