4900 E 4th Street A, Panama City, FL, 32404

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4900 E 4th Street A, Panama City, FL, 32404

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$234,000
260 Days On Site

4900 E 4th Street A
Panama City, FL 32404

For Sale|Condominium|Active
1
Bed
2
Total Baths
1
Full Bath
1
Partial Bath
771
SqFt
$304
/SqFt
1986
Built
Subdivision:
Mariners Cove
County:
Bay
Listing courtesy of Celia Bush of Think Real Estate
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
4900 E 4th Street A4900 E 4th Street A4900 E 4th Street A4900 E 4th Street A
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Monthly Payment (Est.)

$1,068
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This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking since these photos were taken. This is just the neatest place and a must see! Perfect for the avid angler or island hopper, Mariners Cove offers easy access to Shell Island, the pass and out to deep-water fishing. Your 16' x 50' slip is equipped with a 10,000 lb lift. The inside was completely updated in 2019 with a new roof and Pella windows, expanded upstairs living area, water heater, two mini-split units, vinyl plank flooring, paint, recessed lighting and a generator quick connect. The kitchen was done very simple as the owner wanted but cabinets can easily be added. The new Pella windows have built in blinds so they can be completely open with unobstructive views from every room and level of this unit. There are hurricane shutters made for each window, this are easy to put up and they stack to store. Mariners Cove has approx. 185 feet of waterfront, a pavilion for grilling the days catch right on the water and storage area for kayaks. There is a storage area and workshop for storing of tools and boating equipment on the property. After a day on the water, there's a community bathroom for guests and a shared laundry room to make clean-up a breeze, all just steps from your door. Don't miss out on this waterfront living at this price! Month to month rentals are allowed per HOA.

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Listing Snapshot
Price 
$234,000
Days On Site 
260 Days
Bedrooms 
1
Inside Area (SqFt) 
771 sqft
Total Baths 
2
Full Baths 
1
Partial Baths 
1
Lot Size 
N/A
Year Built 
1986
MLS® Number 
777534
Status 
Active
Property Tax 
$887
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
2 months agoPrice changed to $234,000
2 months agoListing updated with changes from the MLS®
9 months agoListing first seen on site
General Features
Building Features 
Dumpster
Land Lease 
No
Levels 
One
Number Of Stories 
1
Parking 
Parking Lot
Property Sub Type 
Condominium
Sewer 
Public Sewer
SqFt Total 
771
Utilities 
Electricity Available
Zoning 
County, Resid Multi-Family
Interior Features
Appliances 
Electric CooktopElectric OvenElectric RangeElectric Water Heater
Cooling 
Ductless
Flooring 
Vinyl
Heating 
DuctlessElectric
Laundry Features 
Common Area
Living Room 
Dimensions - 17.4 x 23.3Level - FirstDescription - living room/kitchen
PrimaryBedroom 
Dimensions - 17.4 x 21.2Level - Second
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Exterior Features
Construction Details 
HardiPlank Type
Exterior 
Boat SlipDock
Lot Features 
Waterfront
Other Structures 
Shed(s)Workshop
Patio And Porch 
CoveredPorch
Road Frontage 
City Street
Roof 
Shingle
View 
Bay
Waterfront 
Yes
Waterfront Features 
Seawall
Waterview 
Bay
Community Features
Association Amenities 
BarbecueBoat SlipStorage
MLS Area 
02 - Bay County - Central
Roads 
Gravel
Schools
School District
Unknown
Elementary School
Parker
Middle School
Rutherford Middle
High School
Rutherford
Listing courtesy of Celia Bush of Think Real Estate



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-04-29 11:55 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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