13649 Banana Wind Way 31, Panama City Beach, FL, 32413

13649 Banana Wind Way 31, Panama City Beach, FL, 32413

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$1,229,000
57 Days On Site

13649 Banana Wind Way 31
Panama City Beach, FL 32413

For Sale|Residential|Active
5
Beds
5
Total Baths
4
Full Baths
1
Partial Bath
2,128
SqFt
$578
/SqFt
2023
Built
Subdivision:
Margaritaville Cottages
County:
Bay
Listing courtesy of Melissa Harris of MJH Real Estate Brokerage, LLC
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
13649 Banana Wind Way 3113649 Banana Wind Way 3113649 Banana Wind Way 3113649 Banana Wind Way 31
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Monthly Payment (Est.)

$5,607
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🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight—perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of Mexico. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

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Listing Snapshot
Price 
$1,229,000
Days On Site 
57 Days
Bedrooms 
5
Inside Area (SqFt) 
2,128 sqft
Total Baths 
5
Full Baths 
4
Partial Baths 
1
Lot Size 
0.06 Acres
Year Built 
2023
MLS® Number 
783789
Status 
Active
Property Tax 
$12,447
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Plans
Friends & Family
Recent Activity
20 hours agoPrice changed to $1,229,000
20 hours agoListing updated with changes from the MLS®
2 months agoListing first seen on site
General Features
Acres 
0.06
Green Energy Efficient 
Appliances
Levels 
Two
Number Of Stories 
2
Parking 
Additional ParkingPaved
Security 
Carbon Monoxide Detector(s)Security Service24 Hour Security
Sewer 
Public Sewer
SqFt Total 
2128
Utilities 
Cable Connected
Zoning 
Resort
Interior Features
Appliances 
ENERGY STAR Qualified AppliancesElectric OvenGas CooktopIce Maker
Cooling 
Central AirENERGY STAR Qualified Equipment
Flooring 
Vinyl
Furnished? 
All Units
Heating 
CentralENERGY STAR Qualified Equipment
Window Features 
Double Pane Windows
Bedroom 
Dimensions - 10.3 x 13.8Level - Second
Great Room 
Dimensions - 15.9 x 21.1Level - First
Kitchen 
Dimensions - 12.5 x 13.6Level - First
PrimaryBedroom 
Dimensions - 15.1 x 13.2Level - Second
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Exterior Features
Construction Details 
HardiPlank Type
Lot Features 
Paved
Patio And Porch 
Patio
Pool Features 
Electric HeatIn GroundCommunity
Road Frontage 
City Street
Roof 
Metal
Windows/Doors 
Double Pane Windows
Community Features
Association Amenities 
Beach RightsGame Room
Community Features 
PoolClubhouseFitness Center
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Hutchison Beach
Middle School
Surfside
High School
Arnold
Listing courtesy of Melissa Harris of MJH Real Estate Brokerage, LLC



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-03-15 04:49 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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