4133 Cobalt Circle 22, Panama City Beach, FL, 32408

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4133 Cobalt Circle 22, Panama City Beach, FL, 32408

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$549,900
2 Days On Site

4133 Cobalt Circle 22
Panama City Beach, FL 32408

For Sale|Condominium|Active
4
Beds
5
Total Baths
4
Full Baths
1
Partial Bath
2,855
SqFt
$193
/SqFt
2007
Built
Subdivision:
Magnolia Plantation
County:
Bay
Listing courtesy of Steven Koleno of Beycome of Florida LLC
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
4133 Cobalt Circle 224133 Cobalt Circle 224133 Cobalt Circle 224133 Cobalt Circle 22
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Monthly Payment (Est.)

$2,509
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Situated in the gated community of Waterhaven--a southern coastal enclave on the scenic St. Andrews Bay--this magnificent three-story townhome delivers an unparalleled blend of elegance and comfort. The neighborhood features charming cobblestone streets and provides a secure, tranquil atmosphere. The residence boasts four bedrooms, four and a half baths, and includes a separate carriage house with a full kitchen, bedroom, and bathroom above a spacious two-car garage. This unique configuration creates an ideal retreat for family and friends. The main house spans three stories and showcases stunning architectural details such as heart of pine hardwood floors, trey ceilings, Chicago brick, and meticulous millwork with 12-inch baseboards and crown molding. Plantation shutters brighten the rooms, while the warmth of hardwood flooring enhances the inviting ambiance. Upon entry, you are welcomed into an open-concept living and dining area that seamlessly connects to a high-end, gourmet kitchen. Designed for aspiring chefs and entertainers alike, the kitchen is adorned with granite countertops and professional- grade appliances, including a Sub-Zero refrigerator, a Viking 6-burner stove with convection oven, a Bosch dishwasher, and two Sub-Zero wine chillers at the wet bar. Elegant French doors in the dining room open to a serene private courtyard, inviting relaxation with a book, preparing a gourmet meal on the grill, or hosting gatherings under the stars. On the second floor, the primary suite features a generously sized walk-in closet and an ensuite bathroom with a double vanity, separate shower with dual showerheads, and a luxurious jetted soaker tub. A private balcony completes the southern row home vibe, providing an inviting space for morning coffee or quiet reading. Across the hall, the guest room includes its own ensuite bathroom and a balcony that overlooks the courtyard below. The third floor features another guest room with brand new carpet, ensuite bathroom, and additional climate- controlled storage closets. Above the two-car garage, the carriage house presents a fully equipped private getaway. This space includes a cozy sitting area, kitchen, laundry, bedroom, and full bathroom, making it an ideal option for extended family, guests, or a home office. As a resident of Waterhaven, you'll enjoy access to a variety of resort-style amenities. These include a bay front pool and the largest pier on the bay with marina, with both public and private boat slips--for fishing, boating, or taking in breathtaking sunsets. The clubhouse features a grand gathering room for events, a private theater, fitness center, summer kitchen, and outdoor grilling stations. With HOA fees covering all amenities, landscaping, water, trash, and exterior maintenance, the home provides a private, luxurious feel paired with the easy lifestyle of condominium living. Viewing in person is essential to fully appreciate its charm and elegance.

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Listing Snapshot
Price 
$549,900
Days On Site 
2 Days
Bedrooms 
4
Inside Area (SqFt) 
2,855 sqft
Total Baths 
5
Full Baths 
4
Partial Baths 
1
Lot Size 
N/A
Year Built 
2007
MLS® Number 
788310
Status 
Active
Property Tax 
$4,077
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Owner
Friends & Family
Recent Activity
3 days agoListing first seen on site
3 days agoListing updated with changes from the MLS®
General Features
Garage 
Yes
Garage Spaces 
2
Levels 
Three Or More
Number Of Stories 
3
Property Sub Type 
Condominium
Sewer 
Public Sewer
SqFt Total 
2855
Style 
LowRise
Utilities 
Electricity AvailableNatural Gas Available
Interior Features
Cooling 
Central AirCeiling Fan(s)Multi Units
Heating 
CentralElectric
Interior 
Smart Thermostat
Window Features 
Double Pane Windows
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Exterior Features
Construction Details 
BrickHardiPlank Type
Exterior 
Balcony
Lot Features 
Waterfront
Patio And Porch 
PatioCoveredPorch
Pool Features 
FencedGuniteGas HeatIn GroundCommunity
Roof 
Metal
Waterfront 
Yes
Windows/Doors 
Double Pane Windows
Community Features
Association Amenities 
Game RoomGatedBarbecue
Community Features 
Pool
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Listing courtesy of Steven Koleno of Beycome of Florida LLC



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-04-17 05:46 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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