2704 W 12th Street A, Panama City, FL, 32401

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2704 W 12th Street A, Panama City, FL, 32401

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$250,000
3 Days On Site

2704 W 12th Street A
Panama City, FL 32401

For Sale|Townhouse|Active
2
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,236
SqFt
$202
/SqFt
2004
Built
Subdivision:
No Named Subdivision
County:
Bay
Listing courtesy of Natalie A Ryan of CENTURY 21 Ryan Realty Inc
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
2704 W 12th Street A2704 W 12th Street A2704 W 12th Street A2704 W 12th Street A
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Monthly Payment (Est.)

$1,141
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Best deal and location in St. Andrews! Discover the perfect blend of style, location, and income potential in the heart of St. Andrews. This beautifully appointed 2-bedroom, 2.5 bath home is just a short walk to the area's hottest restaurants, boutique shopping, waterfront parks, and postcard-worthy sunsets over the bay. Inside, enjoy a bright and inviting layout with fresh finishes and brand-new stainless steel appliances. The home is being offered with an optional furnishings package, creating a seamless, turnkey setup for living or hosting guests. Step outside to your private, fenced backyard featuring low-maintenance landscaping, a charming pergola, and covered patio - perfect for entertaining. With no HOA fees and short-term/vacation rentals allowed, this property shines as top choice for investment. Major updates offer peace of mind, including a brand-new HVAC system, 2018 Water Heater and a transferable termite bond. Whether you're looking to maximize rental income or enjoy the vibrant lifestyle St. Andrews is known for, this townhome delivers unmatched opportunity in the best location in town. Live, invest, and relax - right where everyone wants to be.

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Listing Snapshot
Price 
$250,000
Days On Site 
3 Days
Bedrooms 
2
Inside Area (SqFt) 
1,236 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
N/A
Year Built 
2004
MLS® Number 
789581
Status 
Active
Property Tax 
$2,054
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
4 days agoListing first seen on site
4 days agoListing updated with changes from the MLS®
General Features
Foundation 
Slab
Levels 
Two
Number Of Stories 
2
Parking 
Paved
Property Sub Type 
Townhouse
Security 
Smoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
1236
Utilities 
Electricity Available
Zoning 
Resid Single Family
Interior Features
Appliances 
Electric CooktopElectric OvenElectric RangeElectric Water Heater
Cooling 
Central AirCeiling Fan(s)
Heating 
CentralElectric
Bedroom 
Dimensions - 14 x 11Level - SecondDescription - Measurements approximate, verify if important
Dining Room 
Dimensions - 13 x 8Level - FirstDescription - Measurements approximate, verify if important
Living Room 
Dimensions - 17 x 12Level - FirstDescription - Measurements approximate, verify if important
Porch 
Dimensions - 10 x 6Level - FirstDescription - Measurements approximate, verify if important
PrimaryBedroom 
Dimensions - 18 x 12Level - SecondDescription - Measurements approximate, verify if important
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Exterior Features
Construction Details 
Vinyl Siding
Fencing 
FencedPrivacy
Other Structures 
Pergola
Patio And Porch 
PatioCovered
Road Frontage 
City Street
Roof 
Shingle
Community Features
MLS Area 
02 - Bay County - Central
Schools
School District
Unknown
Elementary School
Lucille Moore
Middle School
Jinks
High School
Bay
Listing courtesy of Natalie A Ryan of CENTURY 21 Ryan Realty Inc



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-05-19 01:02 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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