21523 Front Beach Road, Panama City Beach, FL, 32413

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21523 Front Beach Road, Panama City Beach, FL, 32413

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$5,700,000
20 Days On Site

21523 Front Beach Road
Panama City Beach, FL 32413

For Sale|Multi Family|Active
12
Beds
16
Total Baths
12
Full Baths
4
Partial Baths
7,914
SqFt
$720
/SqFt
2007
Built
Subdivision:
Riviera Beach
County:
Bay
Listing courtesy of Garrison D Dykes of Found Real Estate Company
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
21523 Front Beach Road21523 Front Beach Road21523 Front Beach Road21523 Front Beach Road
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Monthly Payment (Est.)

$26,006
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

The opportunity you've been waiting for has arrived. This extraordinary Gulf-front property on the desirable West End of Panama City Beach offers a rare combination of substantial construction, direct beach access, luxury coastal living, and proven income-producing potential, all just a short drive from iconic 30A no HOA restrictions! Built with longevity in mind, this impressive beachfront building features concrete construction, metal studs, a tile roof, and stucco exterior, providing a level of stability and quality that sets it apart from typical coastal properties. The building consists of three individual income-producing residences, each offering approximately 2,500 square feet with 4 bedrooms and 4.5 bathrooms. One private residence occupies each of the second, third, and fourth floors, creating an exceptional opportunity to own an entire Gulf-front building with three separate luxury rental units and multiple income streams. Each residence features two oversized Gulf-front balconies with panoramic views of the emerald waters, sugar-white sand, and unforgettable sunsets. Walls of glass fill the interiors with natural light while showcasing uninterrupted Gulf views throughout the living spaces. Inside, each residence is thoughtfully designed for both luxury and functionality. Gourmet kitchens feature custom wood cabinetry, extensive granite countertops, premium stainless-steel appliances, generous preparation space, and elegant wet bars with dedicated wine storage. The outdoor amenities make this property equally impressive. A large, covered entertainment area provides plenty of space for guests to gather and relax while enjoying the private pool and hot tub. From there, private beach access leads directly to the Gulf of America, creating the complete beachfront experience for owners and rental guests alike. Whether you're looking for a high-quality Gulf-front investment with three individual income-producing residences, a multi-generational coastal retreat, or the rare opportunity to own an entire beachfront building, this property delivers. With its concrete construction, metal studs, direct Gulf frontage, resort-style amenities, West End Panama City Beach location, and convenient access to 30A, opportunities like this are exceptionally difficult to find.

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Listing Snapshot
Price 
$5,700,000
Days On Site 
20 Days
Bedrooms 
12
Inside Area (SqFt) 
7,914 sqft
Total Baths 
16
Full Baths 
12
Partial Baths 
4
Lot Size 
0.09 Acres
Year Built 
2007
MLS® Number 
794502
Status 
Active
Property Tax 
$37,447
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
3 weeks agoListing first seen on site
3 weeks agoListing updated with changes from the MLS®
General Features
Acres 
0.09
Property Sub Type 
Multi Family
Security 
Smoke Detector(s)Fire Sprinkler SystemFire Alarm
Sewer 
Public Sewer
SqFt Total 
7914
Utilities 
Cable Connected
Zoning 
Resid Multi-Family
Interior Features
Appliances 
Bar FridgeElectric CooktopElectric OvenElectric Water Heater
Cooling 
Central AirCeiling Fan(s)Separate Meters
Furnished? 
All Units
Heating 
CentralElectric
Interior 
Walk-In Closet(s)
Bedroom 
Dimensions - 15 x 12Level - FirstDescription - King Bed
Dining Room 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
FullBath 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
Kitchen 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
Laundry 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
Living Room 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
Other 
Dimensions - 0 x 0Level - FirstDescription - Buyer to Measure
PrimaryBedroom 
Dimensions - 17 x 13Level - FirstDescription - Gulf Front w/Balcony - King
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Exterior Features
Construction Details 
ConcreteStuccoFrame
Exterior 
BalconyOutdoor Shower
Fencing 
Fenced
Lot Features 
Waterfront
Pool Features 
FencedIn GroundCommunityPrivate
Private Pool 
Yes
Road Frontage 
City Street
Roof 
Tile
View 
Water
Waterfront 
Yes
Waterview 
Water
Community Features
Community Features 
Pool
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
West Bay
Middle School
Surfside
High School
Arnold
Listing courtesy of Garrison D Dykes of Found Real Estate Company



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-09-14 10:31 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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