4138 Cobalt Circle RO12, Panama City Beach, FL, 32408

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4138 Cobalt Circle RO12, Panama City Beach, FL, 32408

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$549,000
2 Days On Site

4138 Cobalt Circle RO12
Panama City Beach, FL 32408

For Sale|Townhouse|Active
4
Beds
5
Total Baths
4
Full Baths
1
Partial Bath
2,855
SqFt
$192
/SqFt
2007
Built
Subdivision:
Waterhaven
County:
Bay
Listing courtesy of Tina L Gates of Anchor Realty Florida
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
4138 Cobalt Circle RO124138 Cobalt Circle RO124138 Cobalt Circle RO124138 Cobalt Circle RO12
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Monthly Payment (Est.)

$2,505
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Welcome to Waterhaven, where beautiful Southern coastal architecture, inviting spaces and a relaxed waterfront lifestyle come together. This spacious three story residence offers 2,855 square feet, 4 bedrooms, 4.5 baths, a two car garage and separate guest Carriage House providing plenty of room to spread out while still feeling warm and welcoming. From the moment you step inside, you'll notice the details that give this home its character. Hardwood floors, tray ceilings, crown molding, beautiful millwork and substantial 12 inch baseboards create a timeless feel, while the spacious living and dining areas offer comfortable places to gather, entertain or simply enjoy being at home. At the heart of the home is a generous kitchen with a large island, six burner Viking gas range, Sub Zero refrigerator, Bosch dishwasher, wine cooler and ice maker. This amazing floorplan includes a kitchen pantry along with two storage closets. Whether you're enjoying a quiet morning at the island or cooking dinner with friends, the open layout keeps everyone connected. With four bedrooms and four full baths & a half bath, this home offers an unusual amount of open space and storage. The second floor primary suite provides a comfortable retreat with its own balcony and walk in closet. The primary bath features a double vanity, separate shower and soaking tub, creating a relaxing space to begin and end the day. The two additional bedrooms are ensuite as well, giving your guests space and privacy of their own. Adding even more versatility, the Carriage House includes it's own kitchen , full bath, living area with a separate garage entrance. It's an inviting setup for overnight guests, extended stays, a home office or simply having additional space when you need it. Step outside to the private courtyard patio, a charming extension of the living space that's just right for morning coffee, grilling dinner, gathering with friends or relaxing at the end of the day. And then there's Waterhaven itself. Enjoy the waterfront pool or fishing on the private pier. The clubhouse offers a fitness center , theater beautiful meeting room. Enjoy the grilling areas and beautiful gathering spaces, all within this gated, non-rental community. With room for guests, spaces to gather and plenty of places to relax, this is a home designed to be lived in and to enjoy your best, beach life.

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Listing Snapshot
Price 
$549,000
Days On Site 
2 Days
Bedrooms 
4
Inside Area (SqFt) 
2,855 sqft
Total Baths 
5
Full Baths 
4
Partial Baths 
1
Lot Size 
N/A
Year Built 
2007
MLS® Number 
795308
Status 
Active
Property Tax 
$3,668
HOA/Condo/Coop Fees 
$1,277.67 monthly
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
3 days agoListing first seen on site
3 days agoListing updated with changes from the MLS®
General Features
Garage 
Yes
Garage Spaces 
2
Levels 
Three Or More
Number Of Stories 
3
Parking 
Gated
Property Sub Type 
Townhouse
Security 
Smoke Detector(s)Fire Sprinkler SystemGated CommunityFire AlarmSecurity Gate
Sewer 
Public Sewer
SqFt Total 
2855
Utilities 
Electricity AvailableNatural Gas Available
Interior Features
Appliances 
Gas RangeIce MakerWine Cooler
Cooling 
Central AirCeiling Fan(s)
Furnished? 
None
Heating 
CentralElectric
Interior 
Double VanityWalk-In Closet(s)
Bedroom 
Dimensions - 15 x 11Level - SecondDescription - Approximate
Dining Room 
Dimensions - 16 x 12Level - FirstDescription - Approximate
InLawSuite 
Dimensions - 20 x 10Level - SecondDescription - Living/Dining/Kitchen/bath over the garage with separate entrance
Kitchen 
Dimensions - 16 x 12Level - FirstDescription - Approximate
Living Room 
Dimensions - 21 x 21Level - FirstDescription - Approximate
PrimaryBedroom 
Dimensions - 17 x 13Level - SecondDescription - Approximate
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Exterior Features
Construction Details 
HardiPlank Type
Exterior 
Balcony
Other Structures 
Guest House
Patio And Porch 
PatioDeckCovered
Pool Features 
GuniteGas HeatIn GroundCommunity
Road Frontage 
City Street
Roof 
Metal
Community Features
Association Amenities 
ManagementPoolBeach RightsGatedClubhouseInsuranceTrashWater
Association Fee 
$3833.0
Association Fee Frequency 
Quarterly
Community Features 
PoolGatedClubhouseFitness CenterFishing
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Listing courtesy of Tina L Gates of Anchor Realty Florida



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-09-14 08:29 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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