509 Cove Villa Street, Panama City Beach, FL, 32407

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509 Cove Villa Street, Panama City Beach, FL, 32407

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$320,000
New Listing

509 Cove Villa Street
Panama City Beach, FL 32407

Single Family Residence|Coming Soon
3
Beds
2
Total Baths
2
Full Baths
1,615
SqFt
$198
/SqFt
2022
Built
Subdivision:
Emerald Cove Villas
County:
Bay
Listing courtesy of Theresa Callahan of Anchor Realty Florida
Call Now: 850-786-3054
Is this the listing for you? We can help make it yours.
850-786-3054
509 Cove Villa Street509 Cove Villa Street509 Cove Villa Street509 Cove Villa Street
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Monthly Payment (Est.)

$1,460
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

**''COMING SOON, NO SHOWINGS''** Welcome to elevated coastal living, beautifully furnished and more in ready. This nearly new home in Emerald Cove Villas offers a refined blend of comfort, privacy, convenience, and coastal style. Just three years old, the home has been lovingly maintained and is being offered fully furnished with high-end, beautifully curated coastal furnishings, allowing you to simply arrive, unpack, and begin enjoying the Panama City Beach lifestyle. Ideally located for experiencing everything Panama City Beach has to offer, the home provides easy access to Front Beach Road and the Gulf beaches, Hathaway Bridge and Panama City, and Highway 98 leading toward Pier Park. Thomas Drive offers convenient access to the Bay, while exceptional restaurants, shopping, entertainment, and recreation are all just minutes away. Tucked within the peaceful and beautifully maintained Emerald Cove Villas community, the property enjoys a particularly desirable setting, backing to private wetlands that provide additional privacy and a tranquil natural backdrop. The professionally landscaped yard is complemented by an underground sprinkler system for easy maintenance. Step inside and you'll immediately appreciate the home's sophisticated coastal aesthetic. The high-end furnishings have been thoughtfully selected to create a relaxed yet elegant atmosphere, with a fresh coastal palette that feels both luxurious and inviting. The great room and owner's suite feature nine-foot tray/vaulted ceilings with crown molding, recessed lighting, ceiling fans, and multiple dimmer switches, adding architectural detail and ambiance throughout the main living spaces. The kitchen features granite countertops and a clean, timeless design that complements the home's coastal character. Luxury Vinyl Plank flooring extends throughout the main living areas, while all three bedrooms feature comfortable carpeting. Additional features and upgrades include Low-E windows throughout, LeafFilter gutter protection, orange-peel textured walls, knockdown ceilings, and a spacious garage with lighted overhead ceiling storage, shelving, and brackets. Appliances and window treatments are included as well. Outside, Emerald Cove Villas offers beautifully illuminated streets, sidewalks throughout the community, and a dedicated dog park for four-legged residents and guests. The neighborhood is primarily owner-occupied, creating a welcoming residential atmosphere while still providing the flexibility to enjoy the property as a second home or investment. Whether you're looking for a full-time residence, a stylish second home, or a turnkey investment property, this home offers an exceptional opportunity to own a beautifully furnished coastal retreat in a quiet and convenient Panama City Beach location. There's nothing left to do but bring your suitcase. The home is fully furnished, beautifully appointed, and ready for you to start enjoying from day one. High-end coastal furnishings. Nearly new construction. Private wetlands backdrop. Quiet community. Exceptional location. Truly move-in ready. Schedule your private showing today and experience the effortless coastal lifestyle waiting for you at Emerald Cove Villas. Measurements are approximate. Buyer to verify all information deemed important.

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Listing Snapshot
Price 
$320,000
Days On Site 
0 Days
Bedrooms 
3
Inside Area (SqFt) 
1,615 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.11 Acres
Year Built 
2022
MLS® Number 
795349
Status 
Coming Soon
Property Tax 
$2,980.23
HOA/Condo/Coop Fees 
$51.67 monthly
Sq Ft Source 
Appraiser
Friends & Family
Recent Activity
14 hours agoListing first seen on site
14 hours agoListing updated with changes from the MLS®
General Features
Acres 
0.11
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Land Lease 
No
Parking 
GarageGarage Door Opener
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Public Sewer
SqFt Total 
1615
Style 
Craftsman
Utilities 
Cable ConnectedUnderground Utilities
Interior Features
Appliances 
Electric RangeElectric Water HeaterIce Maker
Cooling 
Central Air
Furnished? 
All Units
Heating 
Central
Interior 
Coffered Ceiling(s)Double VanitySoaking TubWalk-In Closet(s)
Bedroom 
Dimensions - 11.9 x 10.7Level - First
Dining Room 
Dimensions - 12 x 15Level - First
Living Room 
Dimensions - 16 x 12Level - First
Porch 
Dimensions - 12 x 8Level - First
PrimaryBedroom 
Dimensions - 15 x 13Level - First
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Exterior Features
Construction Details 
HardiPlank Type
Fencing 
Partial
Lot Features 
Paved
Patio And Porch 
CoveredPatioPorch
Roof 
Shingle
Community Features
Association Amenities 
Management
Association Fee 
$620.0
Association Fee Frequency 
Annually
MLS Area 
03 - Bay County - Beach
Schools
School District
Unknown
Elementary School
Breakfast Point
Middle School
Breakfast Point
High School
Arnold
Listing courtesy of Theresa Callahan of Anchor Realty Florida



Listing information is provided by Participants of the Central Panhandle Association of REALTORS MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Central Panhandle Association of REALTORS MLS.
Last checked: 2026-09-14 08:29 AM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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